When business owners and employees in Philadelphia think about workers’ compensation, many do not take injuries resulting from insects and animals into consideration. Although outdoor workplaces are most often associated with injuries resulting from pests, indoor environments also carry this risk. This makes it essential for employers and employees in all types of workplaces to be aware of these types of hazards and minimize their potential.
Bees, venomous snakes and ticks are the most common sources of injuries from pests, but other animals can also cause harm. Since these creatures are known to injure workers, their attacks are covered by most types of workers’ compensation insurance. Correspondingly, diseases contracted by attacks from these pests, such as Lyme disease and Rocky Mountain spotted fever, are also commonly covered.
When an employee is injured and their occupation is generally not associated with wildlife hazards, compensation is often determined by the condition of the workplace. Employers should call in a professional if they suspect their workplace is infested, and keeping medical supplies on hand and being trained for snake bites and similar emergencies are also good ways to be prepared. Failure to take these precautions can result in higher compensation costs, detriments to productivity and other unnecessary problems.
When a worker is injured while on the job, the medical bills can be significant. In general, workplace injuries should be reported as soon as possible. Failure to do this may result in complications with the process of filing for workers’ compensation benefits. An attorney can often be of assistance to an injured worker in the preparation and filing of the required claim, and might also provide representation at a future appeals hearing should the claim be denied.