Auto Insurance Coverage: Limited Tort vs. Full Tort and RGSG 2026 PA Super Lawyers

Legally reviewed by:
Rubin, Glickman, Steinberg & Gifford P.C.
August 20, 2026

Attorney Gregory Gifford shares an important reminder about auto insurance coverage in Pennsylvania, and we are proud to announce four RGSG attorneys named 2026 Pennsylvania Super Lawyers.

Limited Tort vs. Full Tort: Which Coverage Do You Have?

By Gregory Gifford, Esquire

I recently had a client come into my office who had a non-displaced fractured sternum, a very painful injury. However, the client had selected the Limited Tort option on their motor vehicle insurance, therefore making a claim for pain and suffering unavailable. The client was totally unaware that the Limited Tort option had been selected and was very upset by the situation. They immediately contacted their insurance agent to find out how this could have happened. As it turns out, the client’s spouse had selected the Limited Tort option over eight years ago to save about $100 per year.

Do not make this mistake. Check your insurance policy and make sure you have selected the Full Tort option. If you have not, call your insurance agent or send them an email requesting they switch you to the Full Tort option.

RGSG 2026 Pennsylvania Super Lawyers

We are honored to announce that four of our attorneys have again been named 2026 Pennsylvania Super Lawyers.

  • Gregory Gifford received his first Super Lawyer nomination in 2004 and has received the award every year since. This year’s honor is his 23rd. He is recognized for his work in Plaintiffs’ Personal Injury Law.
  • Marc Steinberg was first honored as a Super Lawyer in 2004 and has since continued to receive this award every year, also making it his 23rd. He is recognized as a Super Lawyer for his work in Criminal Defense.
  • Matthew Wilkov has been a Super Lawyer since 2021 and prior was named a Rising Star for three years. His recognition as a Super Lawyer is in the practice area of Plaintiffs’ Personal Injury Law.
  • Amy Stern received her first Super Lawyer nomination in 2020 and has since received the award every year. She is recognized for her work in Family Law.

Congratulations to our Super Lawyers. We are very proud of the recognition each has received.

Super Lawyers selects attorneys using a patented multiphase selection process. Peer nominations and evaluations are combined with independent research. Each candidate is evaluated on 12 indicators of peer recognition and professional achievement. Only 5% of attorneys are selected as Super Lawyers, and selections are made on an annual, state-by-state basis.

Feel free to contact us to learn more about how we can assist with your legal needs.

Rubin, Glickman, Steinberg and Gifford, P.C.
215-822-7575 | www.rgsglaw.com


Legally reviewed by:
Rubin, Glickman, Steinberg & Gifford P.C.
Pennsylvania Attorney's
August 20, 2026
Established in 1952 by Irwin S. Rubin, Rubin, Glickman, Steinberg & Gifford P.C. boasts over 65 years of experience serving clients throughout Pennsylvania. Renowned for its commitment to ethical representation, the firm has garnered prestigious accolades, including being named the "Best Law Firm" for its outstanding legal defense work by U.S. News & World Report. Their team of seasoned attorneys, recognized as Pennsylvania Super Lawyers and Rising Stars, brings unparalleled expertise to a wide range of legal matters, ensuring exceptional representation for individuals, families, businesses, and organizations.