North Wales Car Accident Lawyer

A car accident can turn your life upside down in an instant, leaving you with injuries, medical bills, and lost income. Whether the crash was caused by a distracted driver, poor road conditions, or another form of negligence, recovering compensation can be a challenging process. Pennsylvania follows a no-fault insurance system, meaning that your own insurance typically covers initial medical expenses, but serious injuries often require additional legal action to obtain full compensation.

At Rubin, Glickman, Steinberg & Gifford, P.C., we help car accident victims in North Wales and throughout the Philadelphia suburbs navigate the complexities of personal injury claims. From dealing with insurance companies to pursuing legal action against negligent drivers, we work tirelessly to protect your rights and secure the compensation you need for medical costs, lost wages, and pain and suffering.

What Are the Most Common Causes of Car Accidents?

Car accidents can happen for a variety of reasons, but many are caused by driver negligence. Distracted driving is one of the leading causes of crashes, with drivers texting, talking on the phone, or adjusting navigation systems instead of focusing on the road. Even a few seconds of distraction can lead to serious collisions.

Speeding and reckless driving also contribute to many accidents, increasing the severity of crashes. Drivers who exceed the speed limit, weave between lanes, or fail to yield put everyone on the road at risk. Alcohol and drug impairment further increase the likelihood of dangerous collisions, reducing reaction times and decision-making abilities.

Other accidents result from external factors, such as poor road conditions, defective vehicle parts, or inclement weather. In cases where a dangerous road design or vehicle malfunction played a role in the crash, liability may extend beyond just the other driver, involving government agencies or auto manufacturers.

How Does North Wales Handle Car Accident Claims?

Pennsylvania is a choice no-fault state, meaning drivers can opt for either a no-fault or fault-based insurance policy. Under no-fault insurance, your own insurance company covers medical expenses regardless of who caused the accident. However, if your injuries are severe or exceed your policy limits, you may be eligible to file a claim against the at-fault driver to seek additional compensation.

For those who choose full tort coverage, or in cases where injuries meet Pennsylvania’s legal threshold for serious impairment, a lawsuit may be pursued against the negligent driver. This can include claims for medical costs, lost wages, and non-economic damages such as pain and suffering. Understanding which legal options are available after an accident can make a significant difference in the compensation you receive.

Insurance companies often attempt to minimize payouts or dispute claims, making it difficult for accident victims to recover what they deserve. Having legal representation can help level the playing field, ensuring that insurance adjusters do not take advantage of injured individuals or pressure them into accepting unfair settlements.

Challenges in Securing Compensation After a Crash

Obtaining fair compensation after a car accident is not always straightforward. One common challenge is proving fault, especially in cases where multiple drivers or external factors contributed to the crash. Insurance companies may try to shift blame or argue that your injuries are not as severe as claimed, requiring substantial evidence to support your case.

Medical expenses and lost wages can quickly add up, but insurers often dispute the extent of damages. They may request independent medical examinations or scrutinize medical records in an attempt to downplay your injuries. Without strong legal advocacy, accident victims may struggle to secure full compensation for their losses.

Another obstacle is dealing with uninsured or underinsured drivers. If the at-fault driver does not have adequate insurance coverage, securing compensation can be more complicated. Uninsured motorist coverage can help in these situations, but insurance companies may still attempt to limit payouts. Understanding how to navigate these challenges is crucial for recovering financial support.

How Can Rubin, Glickman, Steinberg & Gifford, P.C. Help?

Car accidents can have lasting consequences, and securing compensation should not be another burden during your recovery. At Rubin, Glickman, Steinberg & Gifford, P.C., we help accident victims in North Wales handle insurance claims, negotiate settlements, and pursue legal action when necessary. Our team works diligently to maximize your compensation and hold negligent drivers accountable.

With decades of experience handling car accident cases, we understand the tactics used by insurance companies and the legal strategies needed to challenge unfair settlements. Whether you are facing medical bills, lost wages, or long-term injuries, we are here to advocate for your rights. To learn more about how we can assist with your case, call (215) 822-7575 or fill out our contact form.