How to Navigate Insurance Claims After a Car Accident in Pennsylvania

Legally reviewed by:
Rubin, Glickman, Steinberg & Gifford P.C.
June 22, 2024
insurance agent claim process after car crash

In Pennsylvania, drivers are required to carry a minimum amount of auto insurance coverage, including bodily injury and property damage liability. This coverage can help pay for medical expenses, vehicle repairs, and other damages resulting from the accident. However, navigating the specifics of your insurance policy and understanding what you are entitled to can be challenging. That is where our team of skilled attorneys can step in to help. 

At Rubin, Glickman, Steinberg & Gifford, P.C., we have years of experience handling insurance claims for car accident victims in Pennsylvania. We know the ins and outs of the legal system and how to effectively negotiate with insurance companies to ensure you get the most compensation. 

File an Insurance Claim

When it comes to insurance claims, the first step is to notify your insurance company as soon as possible. You will need to provide them with all the relevant information about the accident, including the date, time, and location, as well as contact information for any other parties involved. Every insurance company has its own process for reporting claims, so be sure to follow your policy’s process.

Once you have reported the accident to your insurance company, you may also need to file a claim with the at-fault driver’s insurance company. This can be a complex and time-consuming process, especially if the other party is uncooperative or disputes liability. In these cases, having a knowledgeable attorney on your side can make all the difference in getting the compensation you are entitled to.

Do Not Talk to Insurance Adjusters Without a Lawyer

It is also important to be cautious when speaking with insurance adjusters. Remember, their job is to minimize the amount of money that the insurance company has to pay out. Be careful not to admit fault or make any statements that could be used against you later on. Stick to the facts and avoid providing detailed statements or opinions. Always consult with a personal injury attorney before giving a recorded statement or signing any documents. It is important to protect your rights and ensure that you receive fair compensation for your injuries. 

It is important to seek legal counsel to help navigate the complex process of filing a personal injury claim. A knowledgeable attorney can help gather evidence, negotiate with insurance companies, and represent your best interests in court if necessary. Do not hesitate to seek help if you have been injured in an accident due to someone else’s negligence, as compensation can be recovered to cover this. 

Gather Evidence of What Happened

It is important to gather as much evidence as possible to support your claim. This includes taking photos of the accident scene, collecting witness statements, and obtaining a copy of the police report. The more evidence you have, the stronger your case will be.

One reason to seek medical attention as soon as possible if you have been injured in an accident is to secure more evidence. Not only is this crucial for your health and well-being, but it also provides documentation of your injuries that can be used as evidence in your claim.

It is also important to keep track of any expenses related to the accident, such as medical bills, repair costs, and lost wages. This information can help determine the amount of compensation you may be entitled to. 

Schedule a Consultation With a Car Accident Attorney

If you have been involved in a car accident in Pennsylvania, schedule a free consultation with a car accident attorney. At Rubin, Glickman, Steinberg & Gifford, P.C., we understand the stress and frustration that can come with dealing with insurance companies after an accident. 

If you have been injured in a car accident in Pennsylvania, do not navigate the insurance claims process alone. Contact Rubin, Glickman, Steinberg & Gifford, P.C. at (215) 822-7575 or fill out our contact form.

Legally reviewed by:
Rubin, Glickman, Steinberg & Gifford P.C.
Pennsylvania Attorney's
June 22, 2024
Established in 1952 by Irwin S. Rubin, Rubin, Glickman, Steinberg & Gifford P.C. boasts over 65 years of experience serving clients throughout Pennsylvania. Renowned for its commitment to ethical representation, the firm has garnered prestigious accolades, including being named the "Best Law Firm" for its outstanding legal defense work by U.S. News & World Report. Their team of seasoned attorneys, recognized as Pennsylvania Super Lawyers and Rising Stars, brings unparalleled expertise to a wide range of legal matters, ensuring exceptional representation for individuals, families, businesses, and organizations.