When you are involved in a rental car accident in Pennsylvania, understanding liability and your legal options are crucial. Accidents can be stressful, but knowing the basics of liability in these situations provides a solid foundation to navigate the aftermath effectively.
At Rubin, Glickman, Steinberg & Gifford, P.C. (RGSG), we understand how overwhelming car accidents can be, especially when a rental car is involved. We are here to guide you through understanding liability and to offer support and legal assistance in these challenging times.
Determining Fault in Rental Car Accidents
Identifying who is at fault in a rental car accident is the first step in understanding liability. In Pennsylvania, fault is determined based on negligence. This means that the person who failed to exercise reasonable care and caused the accident is usually considered at fault. However, determining negligence can be complex, involving an analysis of traffic laws, driver behavior, and other factors.
Rental car companies in Pennsylvania are generally not liable for accidents caused by renters. The liability typically falls on the driver, but there are exceptions. If the rental company provided a vehicle with known maintenance issues or failed to meet safety standards, they might be held partially or fully responsible.
Insurance coverage plays a significant role in these situations. Most rental companies offer insurance options at the time of rental, which can cover damages in an accident. It is crucial to understand the extent of this coverage and its limitations.
Insurance Implications and Coverage Options
Understanding insurance coverage is vital in rental car accident scenarios. Personal auto insurance policies often extend to rental cars, providing primary coverage. However, it is important for renters to verify this with their own insurance provider.
Rental companies offer various insurance options, such as collision damage waiver, liability coverage, and personal accident insurance. These can supplement your personal insurance or provide coverage if you do not have a personal auto policy.
It is also essential to be aware of the limitations and exclusions of both personal and rental insurance policies. Some policies may not cover certain types of vehicles or accidents under specific circumstances.
Navigating Legal Complexities and Seeking Representation
Rental car accidents can involve complex legal considerations. Pennsylvania’s laws on negligence and insurance can be challenging to navigate without legal expertise. This is where the assistance of a knowledgeable attorney can be invaluable.
An attorney can help you understand your rights and the intricacies of liability. They can guide you through the insurance claims process and can also represent you in negotiations with insurance companies and, if necessary, in legal proceedings.
At RGSG, our team of skilled car accident attorneys can provide the support and representation you need in these situations. We have extensive experience in dealing with rental car accidents and are well-versed in Pennsylvania’s laws and insurance regulations.
Why Choose Rubin, Glickman, Steinberg & Gifford for Your Case?
In the aftermath of a rental car accident, choosing the right legal representation is crucial. RGSG offers a combination of extensive legal knowledge, a compassionate approach, and a commitment to defending your rights. Our attorneys are not only talented in their legal expertise but also dedicated to understanding and addressing your specific needs. We offer personalized strategies and remain in constant communication to ensure you are informed and supported throughout the process.
Contact us today at (215) 822-7575 or through our contact form for a free consultation. Let us help you navigate the complexities of your rental car accident case with the dedication and expertise you deserve.
