What Happens if I Reject a Settlement Offer?

Legally reviewed by:
Rubin, Glickman, Steinberg & Gifford P.C.
July 2, 2023

When you file a lawsuit against someone else, you will usually negotiate a settlement before going to court. This means you and the other party come to some kind of agreement over who should pay what amount of damages. The person who files the lawsuit has the option of accepting the settlement offer or rejecting it.

In a car accident, you may receive settlement offers from the responsible party and/or the insurance company involved. If you accept, you will not have to go through a trial or pay legal fees. But what occurs if you do not agree with their terms?

Why Insurance Companies Submit Low Settlement Offers

Insurance companies are notorious for submitting low settlement offers. They want to avoid paying out claims, even if they are clearly justified. In fact, they often try to settle cases without ever meeting face-to-face with the claimant.

In some instances, insurance companies submit low settlement offers because they believe that they have been wrongfully accused. If they do not resolve the case quickly, they will likely lose interest and move on to another claim.

We suggest contacting an attorney before accepting any settlement offer. If you receive a low settlement offer, there are things that may be able to be done to increase the odds of getting a better deal. First, contact your lawyer immediately. They can help you understand what is happening, advise you about how to proceed, and negotiate on your behalf. Second, keep records of everything that happens after the accident and during the negotiation process. Third, remember that the insurer wants to avoid paying out claims. Be patient and persistent, and let the negotiations run their course.

An Attorney Should Review the Settlement Offer

If you are injured because of someone else’s negligence, you deserve compensation. However, settling a case without a lawyer can lead to a less favorable outcome. Even if the person responsible for your injuries offers a fair amount of money, you could still lose out on important benefits like medical coverage or workers comp payments. To avoid losing out, talk to a talented personal injury attorney about whether you should take the settlement offer.

When negotiating a settlement, you want to make sure you are getting what you deserve. A good personal injury attorney knows how to negotiate effectively. They understand the law and know how to approach settlements in ways that maximize your chances of winning.

Counteroffers Are Part of the Process

When hiring a personal injury attorney, it is important to remember that negotiations are part of the process. A talented attorney knows how to negotiate effectively and efficiently. When negotiating with insurance companies, they will make certain to request reimbursement for your out-of-pocket expenses, including medical bills, lost wages, and transportation costs. 

If you do not receive a satisfactory offer, your lawyer will advise you of their strategy moving forward. This includes negotiating a counter offer or preparing your case for trial, if necessary. 

Contact a Personal Injury Lawyer in Pennsylvania Today

If you have been injured due to someone else’s negligence or wrongdoing, contact a personal injury lawyer today. A personal injury attorney may be able to help you recover compensation for medical bills, lost wages, pain and suffering, emotional distress, and other damages caused by another person’s actions.

Contact Rubin, Glickman, Steinberg & Gifford for help with your personal injury or car accident case. We are available to represent you and to advocate for the compensation that you deserve for your injuries. Call us at (215) 822-7575 or submit our contact form to schedule your consultation.

Legally reviewed by:
Rubin, Glickman, Steinberg & Gifford P.C.
Pennsylvania Attorney's
July 2, 2023
Established in 1952 by Irwin S. Rubin, Rubin, Glickman, Steinberg & Gifford P.C. boasts over 65 years of experience serving clients throughout Pennsylvania. Renowned for its commitment to ethical representation, the firm has garnered prestigious accolades, including being named the "Best Law Firm" for its outstanding legal defense work by U.S. News & World Report. Their team of seasoned attorneys, recognized as Pennsylvania Super Lawyers and Rising Stars, brings unparalleled expertise to a wide range of legal matters, ensuring exceptional representation for individuals, families, businesses, and organizations.