Montgomery County Insurance Fraud Lawyer

Facing insurance fraud allegations or being charged with insurance fraud can be stressful and overwhelming. Insurance fraud is a serious crime and can have serious criminal penalties—it can cost insurance companies about $40 billion per year in the US. With substantial financial losses like these, insurance companies are aggressive in discovering and prosecuting those who have submitted claims for losses that never happened, inflate claims, falsely report facts about their claim, stage car accidents, and intentionally damage property. 

If you believe you are under investigation for insurance fraud, you should contact an experienced insurance fraud lawyer to advocate for you on your behalf. Penalties for insurance fraud are severe, and you may be charged twice – by both the Commonwealth of Pennsylvania and the U.S. Federal Government. It is essential that you have an insurance fraud lawyer to represent you. 

What Is Insurance Fraud in Pennsylvania? 

In Pennsylvania, a person can be found guilty of insurance fraud if they engage in some type of fraudulent activity with the intent to defraud another, generally from seeking to make money off of an insurance policy. This extends to defrauding an insurance adjuster, the insurance agency, or a self-insured person. Policies included are: 

  • Car insurance 
  • Homeowners insurance 
  • Life insurance 
  • Health insurance 
  • Flood or fire insurance 

Penalties for insurance fraud depend on the amount of money stolen. A person may commonly receive a penalty of a third-degree felony, up to seven years in prison, and a $15,000 fine. 

However, not everyone charged with insurance fraud necessarily committed insurance fraud. In some cases, investigations are poorly handled and may be contested in court. If you have insurance fraud allegations or charges against you, call a Montgomery County insurance fraud lawyer today to begin building a strategic defense. 

What Are the Penalties of Insurance Fraud in Pennsylvania? 

The amount of money allegedly stolen and any other associated charges impact penalties, such as length of prison time and the amount owed in fines. Typically, insurance fraud is a third-degree felony, which carries up to seven years in prison and a $15,000 fine. Other penalties may include having to pay back the stolen money. Speaking with an experienced insurance fraud attorney is the best way to know for sure what penalties you may be facing. These are the potential Pennsylvania insurance fraud penalties that may apply if you are convicted of insurance fraud: 

  • Second-degree felony: Potentially up to ten years in prison and a $25,000 fine
  • Third-degree felony: Potentially up to seven years in prison and a $15,000 fine
  • First-degree misdemeanor: Up to five years of jail time and a $10,000 fine
  • Second-degree misdemeanor: Up to two years of jail time and a $5,000 fine
  • Third-degree misdemeanor: Potentially up to one year in jail and a $2,000 fine 
  • Summary offense: Potentially up to 90 days of jail time and a $300 fine 

Being convicted of insurance fraud can have serious consequences on your freedom and quality of life. It is vital that you promptly speak with a seasoned, skilled insurance fraud attorney for an assessment of your case and to help build a strategic defense to protect your rights. 

Speak with a Montgomery County Insurance Fraud Lawyer Today 

If you are accused of, or are being investigated for, insurance fraud in Montgomery County, contact the lawyers at Rubin, Glickman, Steinberg & Gifford, P.C. promptly for the best legal counsel regarding your case. Our legal team has over sixty-five years of experience defending the clients of Pennsylvania and protecting their freedom. 

The legal team at Rubin, Glickman, Steinberg & Gifford, P.C. will help you understand your rights and take an aggressive approach to provide the best possible outcome for your case. To speak with one of our insurance fraud lawyers today, call (215) 822-7575 or fill out our contact form