Can a Poor Driving Record Affect Your Injury Claim?

Car accidents can happen when least expected, leaving victims feeling helpless as they try to understand what their next steps should be. After being injured in a car accident, your next step should be to contact a lawyer who can help you file a car accident injury claim. However, you may be hesitant to file a claim if you have a less-than-perfect driving record.

Rubin, Glickman, Steinberg & Gifford, P.C. is a team of car accident lawyers in Southeastern Pennsylvania helping clients pursue the fair compensation they deserve after a collision leaves them with extensive injuries and losses. If you have been injured as a result of another driver’s negligence, you may be wondering if your poor driving record may negatively affect your injury claim.

Can You Still File a Claim if You Have a Poor Driving Record?

Car accidents can be traumatic and leave victims with physical and mental injuries as a result. It is important that you understand that if another party’s negligence led to the accident that caused your injuries, it is your legal right to file an injury claim.

According to the law, having a poor driving record has no bearing on your ability to file a personal injury claim. While it is your right to pursue compensation for your injuries, the insurance providers will likely still attempt to use your driving record against you. That is why it is important to work with a trusted car accident lawyer who can help negotiate a fair settlement.

A Poor Driving Record Can Negatively Impact Your Claim

The goal of insurance companies is always to award the lowest possible amount in compensation for an injury claim. While having a poor driving record cannot stop you from filing a claim, it will likely result in the insurance company using this information against you to lower the amount of money you are awarded for your injuries and losses. If you have a poor driving record, the insurance company may:

  • Try to deny your claim outright by stating that you were at fault for the accident due to your past driving record
  • Allege you were partially at fault for the collision

The insurance company may try to paint you as a routinely negligent driver due to a poor driving record in hopes of decreasing your settlement amount as much as possible. However, when you get help from a car accident lawyer, they will provide you with the experienced legal representation needed to negotiate fair compensation for your claim.

Insurance Providers May Claim Your Injuries Are Preexisting

If you have a poor driving record in which you were involved in one or multiple collisions, the insurance providers may try to use this information to claim that your injuries are preexisting. In this case, it may be difficult to get you the compensation you deserve for any costly medical bills you may have incurred as a result of your injuries.

By working with a car accident lawyer, they will help you gather the necessary evidence to prove that the injuries you have suffered are a direct result of the accident caused by a negligent driver.

Contact a Southeastern Pennsylvania Car Accident Lawyer Today

A poor driving record should not prevent you from getting the fair compensation you deserve. To get help with your injury claim, contact a Southeastern Pennsylvania car accident lawyer as soon as possible.

Our legal team at Rubin, Glickman, Steinberg & Gifford, P.C. is composed of highly trustworthy and well-versed legal professionals who understand the ins and outs of pursuing fair compensation for our clients. We have over 65 years of experience and will examine the facts and circumstances surrounding your case to help achieve the best possible outcome for your claim. Call (215) 822-7575 or fill out our contact form to schedule a consultation.