Warrington Car Accident Lawyer

Experienced Car Accident Lawyers Go to Battle for Accident Victims Throughout Pennsylvania

Recovering from injuries sustained in a car accident takes both time and money—and if you were seriously injured in the accident, you may not have the time necessary to pursue a claim for the compensation that you deserve. This is where our experienced Warrington car accident lawyers can help ensure that your financial future is protected as you recover from the physical and emotional trauma of a car accident.

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At Rubin, Glickman, Steinberg & Gifford, P.C., our team of car accident lawyers have over 65 years’ worth of experience protecting the rights of car accident victims in Warrington and throughout Pennsylvania. We know what it takes to maximize compensation awards in car accident cases, and will not rest until we have obtained a compensation package that fully accounts for all of the damages caused by the accident.

Car Insurance Complications in Pennsylvania

Every driver on the roadways in Pennsylvania is required to maintain a certain level of car insurance that kicks in to pay expenses following a car accident, including:

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  • $5,000 in medical benefits that cover your medical expenses and the medical expenses of other covered parties, regardless of who caused the car accident,
  • $15,000 in bodily injury liability per injured person, which applies when you caused the accident,
  • $30,000 in total bodily injury liability per car accident when you were at fault,
  • $5,000 in property damage coverage if you caused the accident.

Pennsylvania is technically a no-fault state, which means that you look to your own car insurance policy first even if you did not cause the car accident. Although this may initially seem straightforward, Pennsylvania law also allows car owners to choose between “full tort” or “limited tort” car insurance, which can add complications into the mix following a car accident, as follows:

  • Limited tort. Limited tort insurance is the less expensive option for car owners, and essentially limits your right to compensation after an accident. Under a limited tort policy, compensation for non-economic damages, such as pain and suffering, may not be available unless the car accident caused a “serious injury”.
  • Full tort. Under full tort insurance coverage, both economic and non-economic damages may be available from the negligent driver, even if the injuries sustained are not “serious”.

Although the definition of “serious injury” continues to be interpreted by the Pennsylvania courts, a serious injury generally includes:

  • Serious impairment of bodily function,
  • Disfigurement that is permanent, or
  • Death.

As with most rules, there are exceptions to the limitations imposed under limited tort insurance policies. Our Warrington car accident lawyers can help you understand these exceptions—for example, if the driver who caused the accident was driving under the influence of drugs or alcohol, a limited tort policy can be converted into a full tort policy.

Injured in a Car Accident? Consult a Skilled Auto Accident Lawyer in Warrington Prior to Accepting a Lowball Insurance Settlement

At Rubin, Glickman, Steinberg & Gifford, P.C., our dedicated team of Warrington car accident lawyers works tirelessly to make the process of obtaining compensation as seamless as possible in your case. As soon as you retain our services, we will begin contacting relevant parties and analyzing evidence in order to build the strongest and most strategic case possible to protect your right to recover compensation. We have a tried and trusted network of scientific and medical experts available to help strengthen your case and provide important evidence about the cause of your accident, and are fully prepared to put our team to work for you today.

Contact Our Warrington Car Accident Attorneys For A Free Consultation

Recovering from a car accident is often difficult, and dealing with insurance companies and defense attorneys can be both intimidating and frustrating. Call our skilled team of Warrington car accident lawyers to schedule a free consultation to discuss your accident and injuries or send us a confidential email. For your convenience, we have two offices that are located at 2605 N. Broad Street, Colmar, PA 18915 and 12 Penns Trail, Suite 145, Newtown, PA 18940. We represent car accident victims in Warrington and throughout Pennsylvania, and offer free and convenient parking to all of our clients.

Frequently Asked Questions About Car Accidents

FAQ: Why should I refrain from speaking with the car insurance company immediately after my accident when I want to resolve my case as quickly as possible?

Although it may seem advantageous to resolve your case and recover compensation as quickly as possible, it is important to remember that this is also the insurance adjuster’s goal—with the added goal of resolving your case for as little as possible. Our car accident lawyers have the experience necessary to resolve your case quickly, but also take into account issues that might not be apparent immediately after the accident. For example, in some cases, your injury may take time to manifest itself, or the accident may have exacerbated an existing condition that you might fail to take into account when speaking to the insurance company right after the accident.

FAQ: What if I was injured in a car accident as a passenger, and my friend was driving the car and caused the crash?

If you sustained serious injuries in the car accident, your friend’s insurance company may be required to pay your unreimbursed medical expenses, lost wages, pain and suffering and any other damages relating to the accident. Although your friend’s insurance rates may increase, it is important to remember that they would likely increase even if you did not pursue a claim for damages if your friend was the at-fault driver.