Doylestown Car Accident Lawyers
Doylestown Car Accident Lawyers Dedicated to Protecting Clients Injured in Car Accidents Throughout Pennsylvania
Unfortunately, despite the basic need to drive a car on a daily basis, no one is ever completely safe when they get behind the wheel—even when you exercise the utmost caution in driving on the roadways. In some cases, establishing liability for a car accident is simple—when another driver runs a red light or rear-ends your vehicle, fault can be clearly allocated to that driver. In other cases, the situation may be complicated by additional factors or the other driver’s account of the accident may vary from your own.
At Rubin, Glickman, Steinberg & Gifford, P.C., we have the skills and resources necessary to obtain and evaluate all available evidence to help you recover the highest level of compensation possible in your case. The time period following an accident can be confusing and frustrating, as you try to recover the compensation you need to move forward. If you feel like you are hitting a brick wall when you speak with the insurance adjusters, or are not sure how to proceed to protect your rights, call our offices to schedule a free initial consultation today.
Understanding Pennsylvania’s Car Insurance Options
Pennsylvania is technically a no-fault state, which means that every driver first looks to his or her own car insurance company for compensation after a car accident. Despite this, the Pennsylvania car insurance rules contain many complexities and options that may come into play after you have sustained injuries in a car accident. In general, if you own a car in Doylestown, you are required to maintain an insurance policy that covers at least $15,000 in bodily injury liability.
Not all drivers comply with the minimum car insurance coverage requirements, or the minimum coverage may be insufficient to cover expenses related to an accident. Because of this, if you have been injured in a car accident, our lawyers will investigate to determine whether an alternative form of insurance coverage may be available, including:
- Uninsured motorist. Uninsured motorist (UM) coverage kicks in when the at-fault driver does not have car insurance, or if the driver left the scene of the accident in a hit-and-run accident. UM coverage is an option on your own car insurance policy. Although you can waive UM coverage, it is fairly inexpensive and your rates will not increase if you make a UM claim relating to an accident that was caused by another driver.
- Underinsured motorist. In some cases, the at-fault driver may have car insurance, but the cost of your injuries can far exceed the minimum $15,000 coverage requirements. Underinsured motorist coverage is also an option on your own insurance policy, and can kick in to pay the difference if you are seriously injured. Similarly to UM coverage, your insurance rates will not go up because you made a claim under the underinsured motorist provision in your policy.
- Stacking. If you own multiple vehicles, you may have selected a “stacking” option, which actually allows you to recover from more than one insurance policy if you are injured in a car accident.
- Income loss protection. Some insurance policies contain a provision that will compensate you for a portion of lost income while you recover from your injuries.
Our Doylestown Car Accident Lawyers Leave No Stone Unturned to Protect Your Rights
At Rubin, Glickman, Steinberg & Gifford, P.C., our experienced team of Doylestown car accident lawyers will explore every option to recover the maximum amount of compensation possible as quickly as possible. In our nearly seven decades’ worth of experience negotiating car accident cases, we have seen it all and developed the skills necessary to quickly reach full and fair settlement agreements with the insurance companies.
Call Our Offices Today for Guidance if You Have Been Injured in a Doylestown Car Accident
Call our skilled team of Doylestown car accident lawyers to schedule a free consultation to discuss your accident and injuries or send us a confidential email. For your convenience, we have two offices that are located at 2605 N. Broad Street, Colmar, PA 18915 and 12 Penns Trail, Suite 145, Newtown, PA 18940. We offer free and convenient parking to all of our clients.
About the Doylestown, Pennsylvania Area
Doylestown is the county seat of Bucks County, Pennsylvania, and is located about 35 miles north of Philadelphia and 80 miles southwest of New York City. Doylestown actually originated from a tavern that was built by William Doyle at the corner of what is now the main street and state street. Doylestown grew to become the county seat because of its proximity to roadways linking the area to Philadelphia, and because of its central location in Bucks County. Today, Doylestown is known as a center for nightlife and culture in Bucks County and is home to several museums and the Delaware Valley University.
First party insurance benefits are a type of “no-fault” insurance benefit that is paid to you by your own insurance company after you have been involved in a car accident, and usually cover economic damages such as medical expenses and lost wages, up to the policy cap. Third-party benefits are different, they are paid by the at-fault driver’s insurance company, and can sometimes cover pain and suffering in addition to unreimbursed economic damages.
An experienced car accident lawyer will gather all of the facts relating to your case that would support a claim for pain and suffering. This evidence includes information relating to the egregiousness of the at-fault driver’s actions in causing the accident (for example, was the at-fault driver driving under the influence), the severity of your injuries, whether any of your injuries are likely permanent, how those injuries will impact your life, etc.